/* TRISAFE Insurance Group - Modernized Stylesheet */
:root {
    /* Refined Navy & Teal Palette */
    --navy-primary: #0f2a4d;       /* Warmer, more accessible navy */
    --navy-dark: #042f5c;          /* Deeper background navy */
    --teal-accent: #2a9d8f;        /* Primary action teal (WCAG AA compliant) */
    --teal-medium: #3abeb1;        /* Hover states & secondary accents */
    --teal-light: #e6f7f5;         /* Subtle backgrounds */
    --teal-gradient-start: #1d7a73;
    --teal-gradient-end: #2a9d8f;
    --white: #ffffff;
    --gray-light: #f8fafc;         /* Warmer off-white */
    --gray-medium: #64748b;        /* Softer medium gray */
    --gray-dark: #334155;          /* Improved text contrast */
    --border-radius-sm: 8px;
    --border-radius-md: 12px;
    --border-radius-lg: 16px;
    --transition: all 0.35s cubic-bezier(0.165, 0.84, 0.44, 1);
    --shadow-sm: 0 2px 8px rgba(15, 42, 77, 0.08);
    --shadow-md: 0 4px 20px rgba(15, 42, 77, 0.12);
    --shadow-lg: 0 8px 30px rgba(15, 42, 77, 0.15);
    --shadow-hover: 0 10px 35px rgba(42, 157, 143, 0.25);
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    --font-headings: 'Figtree', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: var(--font-body);
    font-weight: 400;
    color: var(--gray-dark);
    line-height: 1.65;
    letter-spacing: -0.01em;
    background-color: var(--gray-light);
}

/*h1, h2, h3, h4, h5, h6 {*/
/*    font-family: var(--font-headings);*/
/*    font-weight: 700;*/
/*    line-height: 1.25;*/
/*    color: var(--navy-primary);*/
/*    letter-spacing: -0.03em; /* Gentle tightening for impact 
/*}*/

h1 {
    font-weight: 800;
    font-size: 3.8rem;
    line-height: 1.15;
}

h2 {
    font-weight: 800;
    font-size: 2.9rem;
}

h3 {
    font-weight: 700;
    font-size: 1.8rem;
}

h4 {
    font-weight: 700;
    font-size: 1.45rem;
}

/* ==========================================
   NAVIGATION - Darker translucent with navy-dark background
   ========================================== */
.navbar-trisafe {
    background-color: rgba(4, 47, 92, 0.95); /* darker navy-dark with more opacity */
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    padding: 1rem 0;
    transition: var(--transition);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.navbar-trisafe.scrolled {
    padding: 0.75rem 0;
    box-shadow: var(--shadow-md);
    background-color: rgba(4, 47, 92, 0.98); /* even less transparent when scrolled */
}

.navbar-brand {
    font-family: 'Poppins', sans-serif;
    font-weight: 800;
    font-size: 1.65rem;
    color: var(--white) !important; /* white brand text */
    display: flex;
    align-items: center;
    gap: 10px;
    letter-spacing: -0.5px;
}

.logo-shield {
    width: 42px;
    height: 42px;
    background: linear-gradient(135deg, var(--teal-accent) 0%, var(--teal-medium) 100%);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
    font-weight: 800;
    box-shadow: 0 2px 6px rgba(42, 157, 143, 0.3);
}

.nav-link {
    color: var(--white) !important; /* white nav links */
    font-weight: 500;
    font-size: 1.02rem;
    padding: 0.65rem 1.1rem !important;
    margin: 0 0.3rem;
    border-radius: var(--border-radius-sm);
    transition: var(--transition);
    position: relative;
}

.nav-link:hover, .nav-link.active {
    color: var(--teal-light) !important;
    background-color: rgba(42, 157, 143, 0.15);
    transform: translateY(-1px);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 3px;
    left: 50%;
    width: 0;
    height: 2px;
    background: var(--teal-medium);
    border-radius: 2px;
    transition: var(--transition);
    transform: translateX(-50%);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 70%;
}

.btn-quote {
    background: linear-gradient(to right, var(--teal-accent), var(--teal-gradient-end));
    color: white !important;
    padding: 0.7rem 2rem !important;
    border-radius: 50px;
    font-weight: 600;
    font-size: 1.05rem;
    border: none;
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(42, 157, 143, 0.35);
    position: relative;
    overflow: hidden;
}

.btn-quote:hover {
    background: linear-gradient(to right, var(--teal-gradient-start), var(--teal-accent));
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
    color: white !important;
}

.btn-quote::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,0.25) 0%, rgba(255,255,255,0) 70%);
    transform: scale(0);
    transition: transform 0.5s ease;
    border-radius: 50%;
}

.btn-quote:hover::after {
    transform: scale(1);
}

.btn-service {
    background: transparent;
    color: var(--white) !important; /* white text */
    padding: 0.65rem 1.9rem !important;
    border-radius: 50px;
    font-weight: 600;
    border: 2px solid var(--white); /* white border */
    transition: var(--transition);
    font-size: 1.02rem;
}

.btn-service:hover {
    background: var(--teal-medium); /* teal hover background */
    color: white !important;
    border-color: var(--teal-medium); /* teal border on hover */
    transform: translateY(-1px);
    box-shadow: var(--shadow-sm);
}

/* ==========================================
   HERO SECTION - Softer gradient, warmer feel
   ========================================== */
.hero-section {
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-primary) 100%);
    color: white;
    padding: 6.5rem 0 5.5rem;
    position: relative;
    overflow: hidden;
}

.hero-section::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(42, 157, 143, 0.12) 0%, transparent 70%);
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 850px;
}

.hero-section h1 {
    font-size: 3.8rem;
    font-weight: 800;
    color: white;
    margin-bottom: 1.4rem;
    line-height: 1.15;
    text-shadow: 0 2px 10px rgba(0,0,0,0.2);
    letter-spacing: -0.03em;
}

.hero-section .hero-subtitle {
    font-size: 1.55rem;
    color: var(--teal-light);
    margin-bottom: 1.8rem;
    font-weight: 500;
    line-height: 1.3;
}

.hero-tagline {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.92);
    margin-bottom: 2.2rem;
    font-style: italic;
    line-height: 1.5;
    max-width: 700px;
}

.hero-contact-info {
    display: flex;
    gap: 2.2rem;
    margin-top: 1.8rem;
    flex-wrap: wrap;
    font-size: 1.1rem;
}

.hero-contact-item {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    color: white;
    transition: var(--transition);
}

.hero-contact-item:hover {
    color: var(--teal-light);
    transform: translateX(3px);
}

.hero-contact-item i {
    color: var(--teal-medium);
    font-size: 1.65rem;
    min-width: 24px;
}

.hero-cta-group {
    display: flex;
    gap: 1.2rem;
    margin-top: 2.2rem;
    flex-wrap: wrap;
}

.btn-hero-primary {
    background: linear-gradient(to right, var(--teal-accent), var(--teal-gradient-end));
    color: white;
    padding: 1.3rem 3.3rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: 1.15rem;
    border: none;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    box-shadow: 0 6px 25px rgba(42, 157, 143, 0.45);
    min-width: 220px;
}

.btn-hero-primary:hover {
    background: linear-gradient(to right, var(--teal-gradient-start), var(--teal-accent));
    transform: translateY(-3px);
    box-shadow: var(--shadow-hover);
    color: white;
}

.btn-hero-secondary {
    background: transparent;
    color: white;
    padding: 1.25rem 3.2rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: 1.12rem;
    border: 2px solid rgba(255, 255, 255, 0.85);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    min-width: 220px;
    backdrop-filter: blur(5px);
}

.btn-hero-secondary:hover {
    background: rgba(255, 255, 255, 0.15);
    border-color: white;
    transform: translateY(-2px);
    color: white;
}

/* ==========================================
   SECTIONS - Improved spacing & rhythm with varied backgrounds
   ========================================== */
.section {
    padding: 6rem 0;
}

.section-title {
    font-size: 2.9rem;
    font-weight: 800;
    color: var(--navy-primary);
    margin-bottom: 1.2rem;
    text-align: center;
    position: relative;
    display: inline-block;
    left: 50%;
    transform: translateX(-50%);
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: -12px;
    left: 50%;
    transform: translateX(-50%);
    width: 70px;
    height: 4px;
    background: var(--teal-accent);
    border-radius: 2px;
}

.section-subtitle {
    font-size: 1.25rem;
    color: var(--gray-medium);
    text-align: center;
    max-width: 750px;
    margin: 2.5rem auto 3.5rem;
    line-height: 1.6;
}

/* ==========================================
   COVERAGE TILES - Softer shadows, teal accents
   ========================================== */
.coverage-tile {
    background: white;
    border-radius: var(--border-radius-md);
    padding: 2.2rem;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    height: 100%;
    border-top: 4px solid var(--teal-medium);
    position: relative;
    overflow: hidden;
}

.coverage-tile::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to bottom right, var(--teal-light) 0%, transparent 60%);
    z-index: -1;
    opacity: 0;
    transition: var(--transition);
}

.coverage-tile:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
    border-top-color: var(--teal-accent);
}

.coverage-tile:hover::before {
    opacity: 1;
}

.coverage-icon {
    width: 65px;
    height: 65px;
    background: linear-gradient(135deg, var(--navy-primary) 0%, var(--teal-accent) 100%);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 26px;
    margin-bottom: 1.6rem;
    box-shadow: 0 4px 12px rgba(15, 42, 77, 0.15);
}

.coverage-tile h4 {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--navy-primary);
    margin-bottom: 1.1rem;
    line-height: 1.3;
}

.coverage-tile p {
    color: var(--gray-dark);
    line-height: 1.7;
    margin-bottom: 1.6rem;
    font-size: 1.05rem;
}

.coverage-link {
    color: var(--teal-accent);
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    transition: var(--transition);
    font-size: 1.05rem;
    position: relative;
    padding-bottom: 2px;
}

.coverage-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 1.5px;
    background: var(--teal-accent);
    transition: var(--transition);
    border-radius: 1px;
}

.coverage-link:hover {
    color: var(--navy-primary);
    gap: 0.9rem;
}

.coverage-link:hover::after {
    width: 100%;
}

/* ==========================================
   WHY TRISAFE / PILLARS - Enhanced depth
   ========================================== */
.pillar-card {
    background: white;
    border-radius: var(--border-radius-lg);
    padding: 2.8rem 2.2rem;
    text-align: center;
    height: 100%;
    transition: var(--transition);
    border: 2px solid transparent;
    box-shadow: var(--shadow-md);
    position: relative;
    overflow: hidden;
}

.pillar-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--teal-light);
    z-index: -1;
    opacity: 0;
    transition: var(--transition);
}

.pillar-card:hover {
    border-color: var(--teal-accent);
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.pillar-card:hover::before {
    opacity: 1;
}

.pillar-icon {
    width: 85px;
    height: 85px;
    background: linear-gradient(135deg, var(--teal-accent) 0%, var(--teal-gradient-end) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 34px;
    margin: 0 auto 1.7rem;
    box-shadow: 0 6px 18px rgba(42, 157, 143, 0.35);
    position: relative;
    z-index: 2;
}

.pillar-card h3 {
    font-size: 1.6rem;
    font-weight: 700;
    margin-bottom: 1.2rem;
    color: var(--navy-primary);
    line-height: 1.3;
}

.pillar-card p {
    color: var(--gray-dark);
    font-size: 1.1rem;
    line-height: 1.75;
    position: relative;
    z-index: 2;
}

/* ==========================================
   HOW IT WORKS STEPS - Teal step indicators
   ========================================== */
.steps-container {
    max-width: 950px;
    margin: 0 auto;
}

.step-item {
    display: flex;
    gap: 2.3rem;
    margin-bottom: 3.2rem;
    align-items: flex-start;
    position: relative;
    padding-bottom: 2.2rem;
}

.step-item:not(:last-child)::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 30px;
    width: 2px;
    height: calc(100% + 2.2rem);
    background: var(--teal-light);
    z-index: 0;
}

.step-number {
    width: 65px;
    height: 65px;
    background: linear-gradient(135deg, var(--teal-accent) 0%, var(--teal-gradient-end) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
    font-weight: 800;
    flex-shrink: 0;
    box-shadow: 0 5px 15px rgba(42, 157, 143, 0.4);
    position: relative;
    z-index: 2;
    flex-shrink: 0;
}

.step-content h4 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--navy-primary);
    margin-bottom: 0.85rem;
    line-height: 1.3;
}

.step-content p {
    color: var(--gray-dark);
    font-size: 1.08rem;
    line-height: 1.75;
}

/* ==========================================
   PATH CARDS - Balanced color usage
   ========================================== */
.path-card {
    background: white;
    border-radius: var(--border-radius-lg);
    padding: 3.2rem;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    height: 100%;
    text-align: center;
    border: 3px solid transparent;
    position: relative;
    overflow: hidden;
}

.path-card::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, var(--teal-light) 0%, transparent 70%);
    z-index: -1;
    opacity: 0;
    transition: var(--transition);
}

.path-card:hover {
    border-color: var(--teal-accent);
    transform: translateY(-12px);
    box-shadow: var(--shadow-lg);
}

.path-card:hover::before {
    opacity: 1;
}

.path-icon {
    width: 110px;
    height: 110px;
    background: linear-gradient(135deg, var(--navy-primary) 0%, #1a3a5f 100%);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 3.2rem;
    margin: 0 auto 2.2rem;
    box-shadow: 0 8px 25px rgba(15, 42, 77, 0.25);
    position: relative;
    z-index: 2;
}

.path-card h3 {
    font-size: 2.1rem;
    font-weight: 800;
    color: var(--navy-primary);
    margin-bottom: 1.7rem;
    line-height: 1.25;
}

.path-card p {
    color: var(--gray-dark);
    font-size: 1.12rem;
    line-height: 1.8;
    margin-bottom: 2.2rem;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

/* ==========================================
   FORMS - Softer focus states
   ========================================== */
.form-container {
    background: white;
    border-radius: var(--border-radius-lg);
    padding: 3.5rem;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(15, 42, 77, 0.08);
}

.form-label {
    font-weight: 600;
    color: var(--navy-primary);
    margin-bottom: 0.65rem;
    display: block;
    font-size: 1.05rem;
}

.form-control, .form-select {
    border: 2px solid #e2e8f0;
    border-radius: var(--border-radius-sm);
    padding: 0.85rem 1.2rem;
    font-size: 1.05rem;
    transition: var(--transition);
    width: 100%;
    font-family: 'Inter', sans-serif;
}

.form-control:focus, .form-select:focus {
    border-color: var(--teal-medium);
    box-shadow: 0 0 0 3px rgba(42, 157, 143, 0.15);
    outline: none;
}

.btn-submit {
    background: linear-gradient(to right, var(--teal-accent), var(--teal-gradient-end));
    color: white;
    padding: 1.15rem 3.4rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: 1.15rem;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    box-shadow: 0 5px 20px rgba(42, 157, 143, 0.35);
    width: 100%;
    max-width: 320px;
    margin-top: 0.5rem;
}

.btn-submit:hover {
    background: linear-gradient(to right, var(--teal-gradient-start), var(--teal-accent));
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
}

/* ==========================================
   REVIEWS / TESTIMONIALS - Warmer presentation
   ========================================== */
.review-card {
    background: white;
    border-radius: var(--border-radius-md);
    padding: 2.8rem;
    box-shadow: var(--shadow-md);
    height: 100%;
    border-top: 3px solid var(--teal-medium);
    position: relative;
}

.review-card::before {
    content: '"';
    position: absolute;
    top: 15px;
    left: 20px;
    font-size: 5rem;
    color: var(--teal-light);
    font-family: Georgia, serif;
    line-height: 1;
    z-index: 0;
}

.review-stars {
    color: #ffc107;
    font-size: 1.35rem;
    margin-bottom: 1.3rem;
    letter-spacing: 2px;
}

.review-text {
    color: var(--gray-dark);
    font-size: 1.12rem;
    line-height: 1.85;
    font-style: italic;
    margin-bottom: 1.8rem;
    position: relative;
    z-index: 1;
    padding-top: 15px;
}

.review-author {
    font-weight: 700;
    color: var(--navy-primary);
    font-size: 1.15rem;
    margin-top: 0.5rem;
    display: block;
}

.review-company {
    color: var(--teal-accent);
    font-weight: 500;
    font-size: 1.05rem;
    display: block;
}

/* ==========================================
   FAQ - Improved interaction cues
   ========================================== */
.faq-item {
    background: white;
    border-radius: var(--border-radius-md);
    padding: 1.9rem;
    margin-bottom: 1.4rem;
    box-shadow: var(--shadow-sm);
    cursor: pointer;
    transition: var(--transition);
    border-left: 4px solid var(--teal-medium);
    position: relative;
    overflow: hidden;
}

.faq-item::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--teal-light);
    z-index: -1;
    opacity: 0;
    transition: var(--transition);
}

.faq-item:hover {
    box-shadow: var(--shadow-md);
    transform: translateX(3px);
}

.faq-item:hover::before {
    opacity: 0.3;
}

.faq-item.active {
    border-left-color: var(--teal-accent);
    box-shadow: var(--shadow-md);
}

.faq-item.active::before {
    opacity: 0.4;
}

.faq-question {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--navy-primary);
    margin-bottom: 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-right: 0.8rem;
    line-height: 1.4;
}

.faq-answer {
    color: var(--gray-dark);
    line-height: 1.8;
    font-size: 1.08rem;
    margin-top: 1.6rem;
    display: none;
    padding-top: 1.6rem;
    border-top: 1px solid #edf2f7;
}

.faq-answer p {
    margin-bottom: 1rem;
}

.faq-answer ul, .faq-answer ol {
    padding-left: 1.7rem;
    margin-bottom: 1.5rem;
}

.faq-answer li {
    margin-bottom: 0.6rem;
    line-height: 1.7;
}

.faq-question i {
    color: var(--teal-accent);
    font-size: 1.25rem;
    transition: transform 0.35s ease;
    min-width: 24px;
    text-align: center;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-item.active .faq-answer {
    display: block;
}

/* ==========================================
   FOOTER - Cohesive dark theme
   ========================================== */
.footer {
    background: linear-gradient(to bottom, var(--navy-dark) 0%, #051228 100%);
    color: rgba(255, 255, 255, 0.85);
    padding: 5rem 0 2.5rem;
    position: relative;
    overflow: hidden;
}

.footer::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(42, 157, 143, 0.08) 0%, transparent 70%);
    z-index: 0;
}

.footer-content {
    position: relative;
    z-index: 1;
}

.footer-logo {
    font-size: 2rem;
    font-weight: 800;
    color: white;
    margin-bottom: 1.3rem;
    display: inline-block;
    background: linear-gradient(to right, white, var(--teal-light));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.footer h5 {
    color: var(--teal-medium);
    font-weight: 700;
    margin-bottom: 1.7rem;
    font-size: 1.25rem;
    position: relative;
    padding-bottom: 8px;
}

.footer h5::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background: var(--teal-accent);
    border-radius: 1px;
}

.footer a {
    color: rgba(255, 255, 255, 0.75);
    text-decoration: none;
    transition: var(--transition);
    display: block;
    margin-bottom: 0.7rem;
    font-size: 1.02rem;
    position: relative;
    padding-left: 18px;
}

.footer a::before {
    content: '→';
    position: absolute;
    left: 0;
    opacity: 0;
    transition: var(--transition);
    transform: translateX(-3px);
}

.footer a:hover {
    color: var(--teal-light);
    padding-left: 22px;
}

.footer a:hover::before {
    opacity: 1;
    transform: translateX(0);
}

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 1.3rem;
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.5;
}

.footer-contact-item i {
    color: var(--teal-medium);
    width: 22px;
    font-size: 1.15rem;
    margin-top: 3px;
}

.footer-disclaimer {
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    padding-top: 2.2rem;
    margin-top: 3.5rem;
    text-align: center;
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.95rem;
    line-height: 1.6;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

/* ==========================================
   UTILITY CLASSES - Enhanced backgrounds
   ========================================== */
.bg-light {
    background-color: var(--gray-light);
}

.bg-navy {
    background-color: var(--navy-primary);
    color: white;
}

.bg-navy .section-title {
    color: white;
}

.bg-navy .section-title::after {
    background: var(--teal-medium);
}

.bg-navy .section-subtitle {
    color: rgba(255, 255, 255, 0.85);
}

.bg-teal-subtle {
    background: linear-gradient(135deg, #e6f7f5 0%, #f0faf9 100%);
}

.bg-gradient-navy {
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-primary) 100%);
    color: white;
    position: relative;
    overflow: hidden;
}

.bg-gradient-navy::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(42, 157, 143, 0.1) 0%, transparent 70%);
    z-index: 0;
}

.bg-gradient-navy > .container {
    position: relative;
    z-index: 1;
}

.bg-gradient-navy .section-title {
    color: white;
}

.bg-gradient-navy .section-title::after {
    background: var(--teal-medium);
}

.bg-gradient-navy .section-subtitle {
    color: rgba(255, 255, 255, 0.85);
}

.text-teal {
    color: var(--teal-accent) !important;
}

.text-navy {
    color: var(--navy-primary) !important;
}

/* ==========================================
   RESPONSIVE - Enhanced mobile experience
   ========================================== */
@media (max-width: 768px) {
    :root {
        --border-radius-sm: 7px;
        --border-radius-md: 10px;
        --border-radius-lg: 14px;
    }
    
    .hero-section h1 {
        font-size: 2.7rem;
    }
    
    .hero-section .hero-subtitle {
        font-size: 1.35rem;
    }
    
    .hero-tagline {
        font-size: 1.15rem;
    }
    
    .section-title {
        font-size: 2.3rem;
    }
    
    .section {
        padding: 4rem 0;
    }
    
    .hero-cta-group {
        flex-direction: column;
        align-items: center;
    }
    
    .btn-hero-primary,
    .btn-hero-secondary {
        width: 100%;
        max-width: 400px;
        padding: 1.2rem 2.5rem;
        font-size: 1.1rem;
    }
    
    .step-item {
        flex-direction: column;
        text-align: center;
        padding-bottom: 1.8rem;
    }
    
    .step-item::after {
        display: none;
    }
    
    .step-number {
        margin: 0 auto 1.5rem;
    }
    
    .coverage-tile, .pillar-card, .path-card, .review-card {
        padding: 1.8rem;
    }
    
    .form-container {
        padding: 2.5rem 1.8rem;
    }
    
    .footer h5 {
        font-size: 1.15rem;
    }
}

@media (max-width: 480px) {
    .hero-section h1 {
        font-size: 2.4rem;
    }
    
    .hero-section .hero-subtitle {
        font-size: 1.25rem;
    }
    
    .section-title {
        font-size: 2.1rem;
    }
    
    .btn-hero-primary,
    .btn-hero-secondary {
        padding: 1.1rem 2rem;
        font-size: 1.05rem;
        min-width: auto;
    }
    
    .navbar-brand {
        font-size: 1.5rem;
    }
    
    .logo-shield {
        width: 38px;
        height: 38px;
        font-size: 16px;
    }
}